Funds for every stage of life.
Twelve funds and three managed portfolios, each built from Robinhood Stock Tokens and the tokens paired with them. Every fund publishes its objective, its allocation, its fee, and the rule under which each holding will be sold, before you buy. $0 minimum. $0 account fees.
Serious Retirement series
Pick the fund with the year closest to when you plan to stop.
Each fund follows the Cope Curve, our glide path. Early on, it holds mostly paired tokens. As the date approaches, it moves into Stock Tokens and then into cash, so that by the target year it holds no paired tokens at all. You choose the year; the Committee does the rest.
2035, 2045, 2050 and 2065 will open when the Committee has the depth to fill them.The Cope Curve
Paired tokensStock TokensCash, lent
Target date
Serious Retirement series
One fund, chosen by year. Rebalanced every Sunday.
Serious Retirement 2030
For investors who plan to stop within the decade.13% paired · 37% Stock Tokens · 50% cash
- Objective
- Seeks growth and income consistent with a 2030 target date, with the allocation becoming more conservative as the date approaches.
- Strategy
- Holds tokens paired with Robinhood Stock Tokens, the Stock Tokens themselves, and USDG lent in the Mattress Fund, in proportions set by the Cope Curve. Rebalanced weekly.
- Risk level
- 3 of 5 · Moderate
- Management fee
- 0.69%
- Performance fee
- 20% over high-water mark
- Minimum
- $0
- Exit rule
- Each holding carries the exit rule of its kind. See the Investment Policy Statement, section 6.
- Distributions
- None. Income is retained in the fund.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
Serious Retirement 2040
For investors in their peak earning years.45% paired · 37% Stock Tokens · 18% cash
- Objective
- Seeks long-term growth consistent with a 2040 target date.
- Strategy
- As above, at the 2040 point on the Cope Curve. Our most widely held fund.
- Risk level
- 4 of 5 · Moderate to aggressive
- Management fee
- 0.69%
- Performance fee
- 20% over high-water mark
- Minimum
- $0
- Exit rule
- Each holding carries the exit rule of its kind.
- Distributions
- None. Income is retained in the fund.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
Serious Retirement 2055
For younger investors and their families.85% paired · 15% Stock Tokens · 0% cash
- Objective
- Seeks maximum long-term growth consistent with a 2055 target date.
- Strategy
- As above, at the 2055 point on the Cope Curve, which is the fully invested row: no cash sleeve until 2031.
- Risk level
- 5 of 5 · Aggressive
- Management fee
- 0.69%
- Performance fee
- 20% over high-water mark
- Minimum
- $0
- Exit rule
- Each holding carries the exit rule of its kind.
- Distributions
- None. Income is retained in the fund.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
Serious Income
For investors already in retirement.0% paired · 20% Stock Tokens · 80% cash
- Objective
- Seeks current income with preservation of capital.
- Strategy
- Permanently at the zero-years row of the Cope Curve. USDG lent in the Mattress Fund plus broad Stock Tokens. Holds no paired tokens.
- Risk level
- 2 of 5 · Conservative to moderate
- Management fee
- 0.69%
- Performance fee
- None
- Minimum
- $0
- Exit rule
- Stock Tokens: issuer or sequencer incident; premium above 25%.
- Distributions
- Monthly, in USDG, from lending income.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
Sector
Sector funds
Each fund holds one kind of token, with the exit rule for that kind printed here.
The Committed Relationship Fund
For investors who have chosen a stock.95% paired · 5% cash
- Objective
- Seeks growth from tokens whose identity is a single Robinhood Stock Token.
- Strategy
- Concentrated in the token paired with each eligible Stock Token, weighted by depth, attention and lifecycle. Twenty-five percent cap per name.
- Risk level
- 5 of 5 · Aggressive
- Management fee
- 0.69%
- Performance fee
- 20% over high-water mark
- Minimum
- $0
- Exit rule
- Premium to NAV above 40% for 48 hours on falling volume; the paired stock in a 20% drawdown; holder count flat for seven days.
- Distributions
- None.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
The Hard Assets Fund
For investors with strong convictions.95% paired · 5% cash
- Objective
- Seeks growth from tokens built around the on-chain float of heavily shorted equities.
- Strategy
- Holds tokens paired with Stock Tokens whose pools carry a large share of on-chain float, where weekend premiums are observed. Sells the premium when the rule says so.
- Risk level
- 5 of 5 · Aggressive
- Management fee
- 0.69%
- Performance fee
- 20% over high-water mark
- Minimum
- $0
- Exit rule
- Pool share of float below 30%; premium reverted through zero; a mint that doubles supply.
- Distributions
- None.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
The Community Reinvestment Fund
For investors who believe in the neighbourhood.85% paired · 10% Stock Tokens · 5% cash
- Objective
- Seeks growth from tokens about Robinhood Chain itself.
- Strategy
- Holds the top three chain mascots by market value and nothing else. A small Stock Token sleeve for balance.
- Risk level
- 5 of 5 · Aggressive
- Management fee
- 0.69%
- Performance fee
- 20% over high-water mark
- Minimum
- $0
- Exit rule
- Outside the top three for fourteen days; the launchpad stops processing.
- Distributions
- None.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
The Wildlife Conservation Fund
For investors who want exposure to emerging tokens.95% paired · 5% cash
- Objective
- Seeks growth from a diversified allocation to animal and object tokens.
- Strategy
- Enters at ignition, holds through the run, leaves before exhaustion. Turnover is expected to be high. Capped at 15% of any retirement fund.
- Risk level
- 5 of 5 · Aggressive
- Management fee
- 0.69%
- Performance fee
- 20% over high-water mark
- Minimum
- $0
- Exit rule
- Lifecycle reaches exhaustion; turnover below 5% of market value for three days; a deployer or top-ten wallet sells more than 20% of its holding.
- Distributions
- None.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
The Family Values Income Fund
For investors who want to be paid.95% paired · 5% cash
- Objective
- Seeks income from tokens that route their trading fees into the paired Stock Token.
- Strategy
- Holds fee-paying tokens whose trailing distribution yield exceeds the Mattress Fund rate. Distributions are passed through.
- Risk level
- 4 of 5 · Moderate to aggressive
- Management fee
- 0.69%
- Performance fee
- 20% over high-water mark
- Minimum
- $0
- Exit rule
- Fee routing changed or paused; distribution yield below the Mattress Fund rate.
- Distributions
- Quarterly, in the NFLX Stock Token.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
The Adult Supervision Fund
For investors who would rather not.90% Stock Tokens · 10% cash
- Objective
- Seeks to track a basket of broad-market Robinhood Stock Tokens.
- Strategy
- SPY, QQQ, AAPL, MSFT and NVDA Stock Tokens with a USDG sleeve. Holds no paired tokens. Ever.
- Risk level
- 2 of 5 · Conservative to moderate
- Management fee
- 0.19%
- Performance fee
- None
- Minimum
- $0
- Exit rule
- Issuer or sequencer incident; premium above 25%, in which case the premium is sold and the position rebuilt after issuance.
- Distributions
- Dividends accrue to NAV through the token multiplier.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
Strategy and cash
Strategy funds
Two funds that do one thing.
The Weekend Fund
For investors who are available on Sundays.Stock Tokens Friday to Sunday · cash Monday to Thursday
- Objective
- Seeks to capture the price difference between a Stock Token on a weekend and the same token on a Monday.
- Strategy
- Buys Stock Tokens with observed weekend premiums on Friday afternoon, sells the premium Sunday evening at or above 12% to NAV, re-establishes after Monday issuance clears. Cash otherwise.
- Risk level
- 4 of 5 · Moderate to aggressive
- Management fee
- 0.69%
- Performance fee
- 20% over high-water mark
- Minimum
- $0
- Exit rule
- Not applicable. The fund is in cash by design most of the week.
- Distributions
- None.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
The Mattress Fund
For investors who would like their money to be somewhere.100% USDG
- Objective
- Seeks current income from USDG lent against Stock Token collateral.
- Strategy
- USDG deposited in the Very Serious USDG Vault on Morpho Blue, lent only to markets approved by the Committee, at rates set by utilisation.
- Risk level
- 1 of 5 · Conservative
- Management fee
- Vault fee only
- Performance fee
- None
- Minimum
- $0
- Exit rule
- Not applicable.
- Distributions
- Continuous. Interest accrues to your position.
- Managed by
- The Investment Committee, chaired by Dr. Solemn Okafor
- Inception
- Paper NAV from 2026-10-01. Live after counsel.
Managed
Seriousness Portfolios
Complete the five-question Suitability Assessment and we assign a tier. The Committee rebalances your portfolio weekly across the funds above. Your tier is a ceiling: no advisor can allocate above it.
Somewhat Serious
VSC-SUS-120% paired · 80% Stock Tokens
For investors who would like a small exposure to paired tokens inside a portfolio that is mostly Stock Tokens.
Risk level: 3 of 5Very Serious
VSC-SUS-250% paired · 50% Stock Tokens
Our most common tier. Half the portfolio follows the Committee's paired-token views, half sits in broad Stock Tokens.
Risk level: 4 of 5Deadly Serious
VSC-SUS-385% paired · 15% Stock Tokens
For investors whose assessment supports it. Fully invested across every kind the Committee covers.
Risk level: 5 of 5Risk levels run from 1 (conservative) to 5 (aggressive) and reflect the Committee's view of the volatility of each fund's holdings. A fund at level 5 may lose all of its value. Allocations shown are targets as of 2026-09-08 and move along the Cope Curve over time.