html { background: #F5F7F9; }
body { margin: 0; background: #F5F7F9; color: #0B2E4F; font-family: "Source Sans 3", "Helvetica Neue", Arial, sans-serif; font-size: 16px; line-height: 1.55; }
a { color: #005EB8; }
.fig { font-family: "Figtree", "Helvetica Neue", Arial, sans-serif; }
.mono { font-family: "IBM Plex Mono", ui-monospace, Menlo, monospace; font-variant-numeric: tabular-nums; }
.wms { font-family: "Newsreader", Georgia, serif; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; white-space: nowrap; color: #0B2E4F; }
.util { background: #0B2E4F; color: #fff; font-size: 13px; }
.util a { color: #fff; text-decoration: none; }
.util .in, .nav .in, main, footer .in { max-width: 1200px; margin: 0 auto; padding: 0 32px; }
.util .in { height: 36px; display: flex; align-items: center; justify-content: space-between; }
.nav { background: #fff; border-bottom: 1px solid #DCE3EA; }
.nav .in { height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 18px; }
.brand { display: flex; align-items: center; gap: 14px; text-decoration: none; }
.brand img { height: 44px; width: 44px; object-fit: contain; }
.brand .rule { width: 120px; height: 2px; background: #B08D57; margin-top: 5px; }
.links { display: flex; gap: 20px; font-family: "Figtree", sans-serif; font-weight: 600; font-size: 14.5px; }
.links a { color: #0B2E4F; text-decoration: none; white-space: nowrap; }
.links a.on { color: #005EB8; }
.btn { display: inline-flex; align-items: center; justify-content: center; height: 42px; padding: 0 16px; border-radius: 21px; font-family: "Figtree", sans-serif; font-weight: 700; font-size: 14px; text-decoration: none; background: #005EB8; color: #fff; white-space: nowrap; }
.btn.s { background: transparent; color: #005EB8; border: 2px solid #005EB8; }
main { padding-top: 48px; padding-bottom: 72px; }
.eyebrow { font-family: "Figtree", sans-serif; font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: #005EB8; }
h1 { font-family: "Figtree", sans-serif; font-size: 42px; font-weight: 800; letter-spacing: -.02em; line-height: 1.06; margin: 8px 0 12px; text-wrap: balance; }
h2 { font-family: "Figtree", sans-serif; font-size: 28px; font-weight: 800; letter-spacing: -.015em; line-height: 1.1; margin: 0 0 6px; }
h3 { font-family: "Figtree", sans-serif; font-size: 19px; font-weight: 700; margin: 0 0 4px; }
.lede { font-size: 18px; color: #3A4753; max-width: 66ch; margin: 0 0 32px; }
.sec { margin-top: 64px; }
.sec .head { display: flex; flex-direction: column; gap: 4px; margin-bottom: 20px; }
.grid2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.grid3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.grid4 { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.card { background: #fff; border: 1px solid #DCE3EA; border-radius: 12px; padding: 24px; display: flex; flex-direction: column; gap: 8px; }
.card p { margin: 0; font-size: 15px; color: #3A4753; }
.card .k { font-size: 13px; color: #5F6B76; }
.card .k b { color: #0B2E4F; font-weight: 600; }
.tile { background: #E8F1FA; border-radius: 12px; padding: 24px; }
.chip { display: inline-block; font-family: "Figtree", sans-serif; font-weight: 700; font-size: 11px; letter-spacing: .06em; text-transform: uppercase; padding: 3px 9px; border-radius: 4px; background: #E8F1FA; color: #0B2E4F; white-space: nowrap; }
.chip.g { background: #E3F3E8; color: #00602C; }
.up { color: #00843D; } .down { color: #C8102E; }
.wrap { overflow-x: auto; background: #fff; border: 1px solid #DCE3EA; border-radius: 12px; }
table { border-collapse: collapse; width: 100%; font-size: 15px; }
th { font-family: "Figtree", sans-serif; font-size: 11px; letter-spacing: .1em; text-transform: uppercase; color: #5F6B76; text-align: left; padding: 12px 16px; border-bottom: 1px solid #DCE3EA; white-space: nowrap; background: #F5F7F9; }
td { padding: 12px 16px; border-bottom: 1px solid #EEF1F4; vertical-align: top; }
tr:last-child td { border-bottom: 0; }
th.num, td.num { text-align: right; }
.more { font-weight: 600; font-size: 14px; }
.note { font-size: 13.5px; color: #5F6B76; max-width: 90ch; margin-top: 14px; }
.fine { font-size: 12.5px; color: #5F6B76; max-width: 130ch; }
footer { border-top: 1px solid #DCE3EA; padding: 40px 0 48px; }
footer .in { display: flex; flex-direction: column; gap: 22px; }
.fcols { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; }
.fcols div { display: flex; flex-direction: column; gap: 6px; font-size: 14px; }
.fcols b { font-family: "Figtree", sans-serif; font-size: 12px; letter-spacing: .1em; text-transform: uppercase; color: #5F6B76; margin-bottom: 4px; }
.fcols a { color: #0B2E4F; text-decoration: none; }
.social { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
@media (max-width: 1000px) { .grid3, .grid4, .fcols { grid-template-columns: repeat(2, minmax(0, 1fr)); } .links { display: none; } }
@media (max-width: 640px) { .grid2, .grid3, .grid4, .fcols { grid-template-columns: 1fr; } }

.sub label input { width: 16px; height: 16px; margin-top: 2px; flex: none; }