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Wealth management · Robinhood Chain

Long-term planning for the assets you actually own.

Retirement funds, sector funds and lending, built from Robinhood Stock Tokens and the tokens paired with them, in an account you control. Allocations are set by our Investment Committee, which publishes its reasoning every Sunday. Our advisors are available whenever you are.

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$0 account fees$0 commissions0.69% management fee24/7 advisor availability, video and phone
Chadwick Sterling III
Chadwick Sterling III ● Available now
Senior Vice President, Client Seriousness Chadwick leads new client relationships. He can walk you through the funds, complete your Suitability Assessment, and place your first allocation on the call.
Start a video call Invite to my Zoom
RetirementSerious Retirement 2040Our most popular target-date fund. A balanced allocation across paired tokens and Stock Tokens, moving toward cash as 2040 approaches.See the fund ›
LendingBorrow against your Stock TokensVery Serious Margin. Post tokenized NVDA or SPY as collateral, draw USDG, and keep your position. Rates are set by lenders in the Mattress Fund.How it works ›
The CommitteeThis week's memo"The Committee remains constructive on the Committed Relationship Fund into Monday's issuance." Dr. Solemn Okafor, Chief Investment Officer.Read the memo ›
Explore our funds

Funds for every stage of life.

Target dateSectorStrategyCashSeriousness Portfolios
FundCodeHoldsExpensePaper NAV, 30d
Serious Retirement 2030
For investors retiring within the decade
VSC-203013% paired tokens · 37% Stock Tokens · 50% cash0.69%[NAV]
Serious Retirement 2040
For investors in their peak earning years
VSC-204045% paired tokens · 37% Stock Tokens · 18% cash0.69%[NAV]
Serious Retirement 2055
For younger investors and their families
VSC-205585% paired tokens · 15% Stock Tokens0.69%[NAV]
The Hard Assets Fund
Concentrated positions in tokens paired with heavily shorted equities
VSC-HARDBONER (paired with HIMS), MEME (paired with AMC)0.69%[NAV]
The Wildlife Conservation Fund
A diversified allocation to emerging tokens
VSC-WILDGOOSE, SHRUB, MICRODUCK, PIPEDOG, CHUMP0.69%[NAV]
The Adult Supervision Fund
Broad-market Stock Tokens and cash
VSC-ADULTSPY, QQQ, AAPL, MSFT, NVDA tokens, USDG0.19%[NAV]
All twelve funds and their fact sheets ›
Ways to invest

Three ways to invest.

Do it yourselfBuy any fund, or a slice of a Stock Token and its paired token in a single order. Every trade is simulated on-chain before it is sent.Very Serious One account · $0 commissionsOpen an account
Seriousness PortfoliosComplete a five-question Suitability Assessment. We assign a portfolio tier, Somewhat Serious, Very Serious or Deadly Serious, and the Committee rebalances it weekly.Automated · 0.69% advisory feeTake the assessment
Work with an advisorChadwick, Tiffany, Roland or Dr. Okafor, on video in your browser, on your own Zoom, or by phone. They can complete your assessment, propose an allocation, and place it on the call.Wealth Management · includedMeet the advisors
Our advisors

Meet the team.

Chadwick Sterling III
Chadwick Sterling IIISenior Vice President, Client RelationsTalk to Chadwick ›
Tiffany Ledger
Tiffany Ledger, CFDHead of Retirement PlanningTalk to Tiffany ›
Roland Pullman
Roland PullmanHead of ExitsTalk to Roland ›
Dr. Solemn Okafor
Dr. Solemn OkaforChief Investment OfficerTalk to Dr. Okafor ›
Talk to us

Call, video, or invite us to your Zoom.

Our advisors can explain any fund, complete your Suitability Assessment, and place an allocation on the call, with a spoken confirmation and an on-chain receipt. Calls are recorded. Not available to US persons.

By phone1-8XX-SERIOUSChadwick and Tiffany answer. 24 hours.
On videoIn your browser, no downloadChadwick, Tiffany, Roland, Dr. Okafor.
On your ZoomInvite an advisor to your meetingZoom, Meet or Teams. They join as a participant.
In writingThe Sunday memo, every weekEvery position, its kind, its weight, and why.
Why Very Serious Capital?

Published rules and a disciplined process.

Serving investors since 2026. Our Investment Committee follows a written policy, publishes its reasoning every week, and holds every position where anyone can see it.

A clear, straightforward experienceOne account, twelve funds, two fees. Every figure is on the page before you buy.
Guidance as life changesChoose a year. The Cope Curve moves your allocation from paired tokens toward cash as the date approaches.
An advisor who is always availableFour advisors, by phone, in your browser, or on your own Zoom, 24 hours a day, at no additional charge.
Value and transparency at every stepEvery position, its weight, and why, every Sunday. Every fee with an on-chain receipt. See our pricing.
New client offerOpen and fund an account by 2026-12-31 and receive up to 6,900 USDG in SPY Stock Tokens.Use promo code SERIOUS26. Deposit 1,000 USDG or more and hold it for 90 days. Terms apply. Not available to US persons.
See the offer
Our officeSherwood Investor CenterOpen Monday to Friday, 9:00 to 5:00. Walk-ins welcome. Gerald is on site most days.Find our office ›
Looking for something else?
All funds and fact sheetsSerious Retirement seriesSerious IncomeThe Mattress Fund Pricing and the guaranteeVery Serious MarginThe Committee MemorandumMarket data Office Hours, Tuesdays 2:00 ETThe Very Serious OutlookLearnResponsible investing Find an advisorRefer a colleagueSecurityDisclosures
[AUM]Under management, on-chain, verifiable
12Funds, each with a fact sheet and a full legal holding list
6Token classifications used by the Investment Committee, each with a published exit rule
4Advisors, available 24 hours a day
Very Serious Capital sealVery Serious Capital· veryseriouscapital.xyz · Robinhood Chain Investing · Retirement · Wealth Management · Pricing · Insights & Education · X · YouTube · LinkedIn · Verify our contracts · Regulatory summary (PDF) · Disclosures

Very Serious Capital is not affiliated with The Charles Schwab Corporation, Fidelity Investments, The Vanguard Group or Edward D. Jones & Co. Robinhood Stock Tokens are tokenized debt securities issued by a Robinhood entity and are not offered to US persons; they are restricted in the United Kingdom, Canada and Switzerland. Our advisors are AI representatives; calls are recorded and reviewed. Allocation decisions are made by an automated Investment Committee under published rules. Digital assets are volatile and may lose all of their value. Past performance is not indicative of future results. CFD: Certified Financial Degenerate, a designation administered by the Very Serious Capital Institute. We take this seriously. VSC-0926-01